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01 In General

These terms and conditions govern your use of this website. By using this website, you indicate acceptance of these terms and conditions. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website. This website is owned and managed by, a Singapore based private company (we refer to ourselves as “Cognius”, “we”, “us”, “our”, “Company” in this document). reserves the right, at our sole discretion, to update or modify these terms and conditions without prior notice. For this reason, we encourage you to review these conditions whenever you use the website. This website may contain links to other website(s), which are not operated by Cognius. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

02 Privacy Policy

Our privacy policy, which sets out how we will use your information, can be found also on this website. By using this Website, you consent to the processing described therein and warrant that all data provided by you is accurate and given at your own free will.

03 Permitted And Prohibited Uses

The content of this website is for your general information and use only. Cognius reserves the right to change the content, at any time, without notice. You may view, download (for caching purposes only), and print pages from the website for your own personal use. You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without Cognius express written consent.

04 Use Of Personally Identifiable Information

Information submitted to the Website is governed according to Cognius’ current Privacy Policy. You agree to provide true, accurate, current, and complete information when registering with the Website. It is your responsibility to maintain and promptly update this account information to keep it true, accurate, current, and complete. If you provide any information that is fraudulent, untrue, inaccurate, incomplete, or not current, or we have reasonable grounds to suspect that such information is fraudulent, untrue, inaccurate, incomplete, or not current, we reserve the right to suspend or terminate your account without notice and to refuse any and all current and future use of the Website.

05 Intellectual Property And Content

The intellectual property rights in all software and content (including photographic images) made available to you on or through this Website remains the property of Cognius or its licensors and are protected by copyright laws and treaties around the world. Cognius and its licensors reserve all such rights. You may store, print and display the content supplied solely for your own personal use. You are not permitted to publish, manipulate, distribute or otherwise reproduce, in any format, any of the content or copies of the content supplied to you or which appears on this Website nor may you use any such content in connection with any business or commercial enterprise without Cognius’ written consent.

06 Copyrights And Trademarks

The trademarks, names, logos and service marks (collectively "trademarks") displayed on this website are registered and unregistered trademarks of the website owner and its program partners. Nothing contained on this website should be construed as granting any license or right to use any trademark without the prior written permission of the Company. The written content displayed on this website is owned by its respective authors and may not be reproduced in whole, or in part, without the express written permission of the authors.

07 Warranty Disclaimer

You acknowledge, by your use of the website, that your use of the website is at your own risk. The website and associated materials are provided on an “as is” and “available” basis. To the full extent permissible by applicable law, the operator disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose, or non-infringement intellectual property. The Company makes no representations or warranty that the website will meet your requirements, or that your use of the website will be uninterrupted, timely, secure, or error free; nor do the Company make any representation or warranty as to the results that may be obtained from the use of the website. Product colours may differ from images seen on the website. The Company shall make no representations or warranties of any kind express or implied, as to the operation of the website or the information, content, materials, or products included on the website.

In no event shall the Company or any of their agents, vendors, or suppliers be liable for any damages whatsoever (including, without limitation, damages for loss of profits, business interruption, loss of information) arising out of the use, misuse of or inability to use the website, even if the Company have been advised of the possibility of such damages. This disclaimer constitutes an essential part of this agreement. You understand and agree that any content downloaded or otherwise obtained through the use of the website is at your own risk and that you will be solely responsible for any damage to your computer system or loss of data or business interruption that results from the download of content. The Company shall not be responsible for any loss or damage caused, or alleged to have been caused, directly or indirectly, by the information or ideas contained, suggested or referenced in or appearing on the website. Your participation in the website is solely at your own risk. No advice or information, whether oral or written, obtained by you from the Company or through its employees, or third parties shall create any warranty not expressly made herein.

08 Limitations Of Liability

Under no circumstances and under no legal or equitable theory, whether in tort, contract, negligence, strict liability or otherwise, shall the Company or any of their agents, vendors, or suppliers be liable to user or to any other person for any indirect, special, incidental or consequential losses or damages of any nature arising out of or in connection with the use of or inability to use the website or for any breach of security associated with the transmission of sensitive information through the website or for any information obtained through the website, including, without limitation, damages for lost profits, loss of goodwill, loss or corruption of data, work stoppage, accuracy of results, or computer failure or malfunction, even if an authorized representative of the Company has been advised of should have known of the possibility of such damages.

09 Governing Law

This Agreement (and any further rules, polices, or guidelines incorporated by reference) shall be governed and construed in accordance with the laws of Singapore without giving effect to any principles of conflicts of law.

10 Contacting Us

Please do not hesitate to contact us for any matter relating to the above conditions.